Property Ownership & Financial Planning

We are here to offer you specialist advice on property ownership and financial planning. Meet our team of experts to provide you with a tailor made service to assist you. At GLC we have experienced lawyers who are specialists in this area of law.

Equity Release

Equity release is when you are taking out a mortgage on your property to release equity (cash in the property) that is not then repayable until your death. This is popular with property owners who are at retirement age who want to continue to live in their home, but require an increase in cash flow, or a top up for a pension.

GLC provide specialist advice for equity releasers and will guide you through each stage of equity release and represent you in the legal process.

Call our GLC property team for legal advice about equity release.

Second Home Property Investment

Many people think that investing in a second home can be a good way to invest a lump sum, for example, a pension payment or inheritance. A second home might be used as a holiday home for you and other members of your family or you might be buying a second property to rent out.

GLC provide specialist advice for second home purchasers and will guide you through the purchase and represent in the legal process.

Transferring your legal interest in your property

As part of a retirement plan, divorce or Estate planning for death many people want to transfer all or part of their equity in their property to someone else. You might be considering transfer of equity;

As a result of a divorce or relationship breakdown,
To provide a gifted deposit for children – in order to help your children get onto the property ladder you may wish to help finance their deposit,
To secure Shared Ownership – purchasing a percentage of a property from a housing association due to differing financial situations. This is an option also available to the elderly/retired,

Future care home planning for your property

It is common for people to enquire about placing their property in trust in order to avoid paying care home fees or as part of Estate planning before death. This is not always a straightforward option, however, our GLC Private Client team and Property Team are able to work together to give you further and in-depth advice.

We also have a close working relationship with trustworthy and independent Financial Advisors who specialise in this area.

Advice

We believe in making access to the right advice as simple as possible. Often, we can make a real difference in a single or planned series of phone advice sessions. Call today to speak to our enquiry team.

Adam Fletcher

Director,
Head of Pontefract - South Elmsall Office

Adam is a Director & Head of our Pontefract office. Adam was appointed Managing Director in 2012-2018, having previously held the role of Technology and Business Development Partner with the firm for the previous 12 months....

Alison Mason

Head of the Residential Property Department,
Partner

Alison Mason is Head of the Property Department and is a Licensed Conveyancer with over 20 years of experience in residential Conveyancing. Alison joined Ridley & Hall in 1996 having previously worked for other local firms....

David Amies

Partner

With 20 years’ experience, David joined Ridley & Hall in 2015 to head up the commercial property department. David brings to the firm his knowledge of the local market and takes pride in offering sensible, straightforward yet commercially astute advice to his clients across an exceptionally broad range of matters....

Alistair McKinlay

Partner,
Team Leader for Property, South Elmsall

Alistair is a Partner in the Residential Property department, based in South Elmsall Pontefract, where he works alongside Adam Fletcher and Ashley Sowerby. He joined Ridley & Hall in February 2020 to help further develop the firm and department’s profile, having been a Partner for over 20 years at a well known Leeds practice....

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